Inner Circle Capital Advisory is proud to announce the successful refinance and cash-out of a 12,572 SF retail center in Columbia, South Carolina.
The borrower acquired the property in August 2023 for $570,000 and invested an additional $837,000 in renovations, bringing the total project cost to $1.4 million. Through our relationship focused approach to lending, Inner Circle Capital Advisory secured a $1,600,000 loan—allowing the client to fully recapture their equity and achieve cash-out proceeds above their total cost basis, all within two years of stabilization.
The final loan structure delivers long-term stability and strong returns for the borrower:
Loan Amount: $1,600,000
Term: 5 years
Amortization: 25 years
Interest Rate: 6.5%
Origination Fee: 1%
This transaction highlights our team’s ability to structure strategic financing that maximizes liquidity, enhances portfolio performance, and supports long-term growth for our clients.
